Brokers for long-term investing
Brokers for long-term investing with real shares or ETFs, segregated client assets and clear custody and inactivity fees, ranked by lowest yearly reference cost.
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Best brokers

Capital.com
cost-conscious traders who want commission-free CFDs and learning resources- Overall score
- 4.8/5
65% of retail CFD accounts lose money.
Brokers for long-term investing
- XTB4.5/5
- Capital.com4.8/5
Compare brokers
| Broker | ||
|---|---|---|
| Rating | 4.5/5 | 4.8/5 |
| Min. deposit | $0 | $20 |
| Regulation | FCA, KNF, CySEC, IFSC | CySEC, FCA, ASIC, SCA, SCB |
| Markets | Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares | Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares |
| Platforms | Web-based platforms, xStation 5, Web platform, Proprietary platform | MetaTrader 4, MetaTrader 5, TradingView, WebTrader, Web platform, Proprietary platform |
| Account types | Standard account, Demo account, Islamic account, VIP account | Standard account, Demo account, Islamic account |
| Open an account | Visit XTB77% of retail CFD accounts lose money. | Visit Capital.com65% of retail CFD accounts lose money. |
#1 XTB
Recommended for traders who want a large instrument choice and low forex fees
More than 11,000 instruments cover real stocks, ETFs and CFDs, and forex fees are below average. Execution is fast across platforms. MetaTrader 4 and 5 are not supported, and high fixed costs for stocks weigh on small accounts.
- Overall score
- 4.5/5
- Min. deposit
- $0
- Regulation
- FCA, KNF, CySEC, IFSC
- Markets
- Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
- Platforms
- Web-based platforms, xStation 5, Web platform, Proprietary platform
- Account types
- Standard account, Demo account, Islamic account, VIP account

#2 Capital.com
Recommended for cost-conscious traders who want commission-free CFDs and learning resources
Pricing is spread-only, with no commissions on CFD trades and about 0.6 pips on EUR/USD. Education is a strong point, with a Learn Hub and in-platform tools. Verification checks can be time-consuming, and there is no copy trading.
- Overall score
- 4.8/5
- Min. deposit
- $20
- Regulation
- CySEC, FCA, ASIC, SCA, SCB
- Markets
- Bonds, CFDs, Commodities, Cryptocurrencies, ETFs, Forex, Indices, Metals, Shares
- Platforms
- MetaTrader 4, MetaTrader 5, TradingView, WebTrader, Web platform, Proprietary platform
- Account types
- Standard account, Demo account, Islamic account